Fixed Rate Bond (1 June 2028)

Account name

Fixed Rate Bond (1 June 2028)

What is the interest rate?

Interest rate band

Interest rate

£5,000+

Fixed at 4.00% Gross/AER until 1 June 2028.

Interest is calculated daily and will be added to the account, to another Newbury Building Society account or your bank account, on the following dates:

• 31 May 2026

• 31 May 2027

• 1 June 2028

Can Newbury Building Society change the interest rate?

• No, the interest rate is fixed until 1 June 2028.

What would the estimated balance be on 1 June 2028

assuming £5,000 was invested on 22 May 2025?

Interest rate band

Estimated balance

£5,000

£5,613.72

• This estimation is based upon an initial deposit of £5,000 being made on 22 May 2025 and interest added to the account on 31 May 2026, 31 May 2027 and 1 June 2028 (no further deposits can be made during the term of the account).

• This estimation is for illustrative purposes only and does not reflect individual circumstances.

How do I open and manage my account?

• Available to those aged 18 and over.

• A customer can only hold one Bond (1 June 2028) either in single or joint names.

• Personal customers only (not available to corporate bodies, organisations, clubs, trusts etc).

• Account can be opened and operated in branch, by post or online.

• If the account is opened online or by post, the account must be approved within 14 days. If the account is not approved within 14 days, we will close the account. The account is approved when we have received the application and the identification requirements have been satisfied.

• Once the account is approved, the account can receive deposits up to the account limit within five business days. If no deposits have been received within five business days, we will close the account.

• Account holder/s must be resident in England or Wales.

• The minimum opening balance is £5,000.

• The maximum opening balance is £50,000.

• Additional deposits are not allowed.

Can I withdraw money?

• No withdrawals can be made during the fixed rate term.

• The maturity date is the date that you will have access to your funds.

• Prior to maturity on 1 June 2028, we will write to you to discuss your options. These options will be dependent upon our product range and your needs at the time.

• If we are unable to contact you or you do not respond to us, the funds will be transferred to an instant access account matching our Instant premium account on the maturity date.

Additional information

• Tax status – From 6 April 2016, HMRC introduced a Personal Savings Allowance for individuals and as a result interest on savings is paid gross of tax. Your tax treatment will depend on your individual circumstances and may be subject to change in the future. For further information go to www.GOV.UK.